Quick calculator to check how financially protected your family is. No personal data required — just numbers. Get your Protection Score and simple recommendations.
Please enter valid age.
Enter family income.
Enter monthly expenses.
Include both your and spouse's life cover (if any).
Loan is used to calculate life protection need (20× salary + outstanding loan).
Include spouse's standalone health cover in this number if it contributes to family protection.
Top-up is above base floater. Include spouse top-up/extra policy amounts if relevant.
CI is assumed for self only.
Include spouse's Critical Illness here (if any).
Your Overall Protection Score
0%
Key Metrics
Quick Recommendations
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Design note: this tool is intended as an educational calculator. For a personalized, binding financial plan you should request a detailed PEGG report.