Quick calculator to check how financially protected your family is. No personal data required — just numbers. Get your Protection Score and simple recommendations.
Please enter valid age.
Enter family income.
Include both your's, spouse's, rent, other income (if any).
Enter monthly expenses.
Include EMIs, rent, and all fixed commitments.
Include both your and spouse's life insurance (if any).
Loan is used to calculate life protection need (20× salary + outstanding loan).
Include spouse's standalone health insurance in this number if it contributes to family protection.
Top-up is above base floater. Include spouse top-up/extra policy amounts if relevant.
CI is assumed for self only.
Include spouse's Critical Illness here (if any).
Your Overall Protection Score
0%
Key Metrics
These numbers show how safe and strong your money situation is.
Quick Recommendations
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Design note: this tool is intended as an educational calculator. For a personalized, binding financial plan you should request a detailed PEGG report.
PEGG expands to Protect, Emergency, Goals and Growth.
PEGG Framework is a unique framework, transform complex financial planning into an easy, effective, and results-driven process tailored to your unique needs.
Protect: Secure your family and assets with insurance and manage risks effectively. Get your protection score
Emergency: Build a safety net with a contingency fund for unexpected expenses or crises. Get your emergency fund score